Motorcycle Lending for Customers with Past Credit Challenges
Many potential customers have started rebuilding their credit history. However,
a lower credit score often prevents them from qualifying for a loan on their dream
bike. We provide an option for many customers which allows them to complete the
purchase of their motorcycle while they are re-building their credit history.
- Participation paid at funding
- No Cost or Fees
- Competitive Terms and Advance
- Fast Funding
What Types of Motorcycles will Merrick Bank Finance
The motorcycle must be an "On-Highway" motorcycle that is classified as a Cruiser
or Touring motorcycle in the industry. The motorcycle must be listed in either the
N.A.D.A or Kelley Blue Book motorcycle appraisal guides.
Typically a minimum engine size of 800cc is required. We do not finance dirt bikes,
sport (bullet) bikes, off road bikes, low end street bikes or dual purpose bikes.
We will finance new to 10 year old motorcycles and our maximum loan amount is $30,000.00.
For more details on the program, including a copy of the current rate sheet, please
Who can submit Credit Applications
Merrick Bank accepts applications from approved Dealerships or Financial Service
Providers. We do not accept applications directly from the borrower.
The program is not offered to dealerships in Arizona, Alaska, Hawaii, Oklahoma or West Virginia.