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Non Prime Retail Financing for Recreation Dealers

Financing for Customers with Past Credit Challenges

Merrick Bank has established itself as a national leader in providing boat loans and RV loans to customers with past credit problems. We have now also started lending on horse trailers for customers with past credit problems. Merrick Bank brings unsurpassed experience and stability to the nonprime recreation lending market.

Merrick Bank has:

  • Thousands of customers today who are enjoying their boat, RV or horse trailer.
  • Over 1,500,000 credit card customers.
  • Assets in excess of $2 billion.

Many potential customers have started rebuilding their credit history. However a low credit score often prevents them from qualifying for a loan on a discretionary purchase. We provide an option for many customers which allows them to complete the purchase of a boat, RV or horse trailer while they are re-building their credit.

Merrick Bank considers customers with:

  • Credit scores as low as 550
  • Previous Bankruptcies, Charge offs, Collections, Judgments.

Dealership Benefits:

  • Participation paid at funding
  • No Cost or Fees
  • Competitive Terms and Advance
  • Fast Funding

Merrick Bank:

  • Works with hundreds of Boat Dealers, RV Dealers, Horse Trailer Dealers and Financial Service Providers.
  • Loans are Non-Recourse to the dealer.
  • Provides the best source of nonprime financing.

Our Recreation Lending program is for franchised Marine Dealers, RV Dealers and Horse Trailer Dealers. We also work with approved Financial Service Providers.

If you are a Marine, RV or Horse Trailer dealer, please contact us today to maximize sales opportunities for your customers with Past Credit Challenges.