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About Merrick Bank Recreation Lending

Merrick Bank was founded in 1997 and is a top-50 issuer of Visa® cards. In addition, Merrick Bank is an authorized issuer of MasterCard®. Merrick Bank proudly serves over 1 million cardholders. Merrick Bank’s Recreation Lending division serves hundreds of Marine, RV and Horse Trailer dealers across the United States. Merrick Bank has over $1 billion in assets. Merrick Bank specializes in credit programs that assist consumers who are rebuilding their credit rating. Merrick Bank is FDIC insured and offers Certificates of Deposit with a variety of rates and terms to fit your needs.

Merrick Bank strives to live by a set of core personal and company values that include honesty in all of its interactions, courage to do the right thing and integrity in its dealings with customers, clients and each other.

The credit card and recreational industries are growing and changing constantly, and Merrick Bank will strive to grow with each industry to offer both its customers and associates the best opportunities possible.

Our Mission Statement

Our Mission at Merrick Bank is to make a positive difference in the lives of our customers, our employees and our community. Along with a company-wide commitment to honesty, dependability and innovation, we are dedicated to providing solution-based products and services that are designed to create a value proposition for our customers. To this end, we are committed to:

  • offering our customers fairly priced solution-based products
  • increasing our customers' long-term financial stability
  • treating our customer and partner relationships with respect
  • rewarding successful customer credit management
  • contributing time and resources to improving our community
  • creating a work environment that enables our associates to fulfill their potential

Community Goodwill Programs

Merrick Bank also believes in improving the community in which it operates by helping others. Merrick Bank reinvests in its community in a number of ways, including donating time to programs such as Junior Achievement and The Road Home. In addition, in 2006 Merrick Bank donated almost $100,000 to various organizations and donated over 5,600 pounds of food to the Utah Food Bank. Merrick Bank also sponsors the How To Do Your Banking personal finance curriculum at West, Cyprus and Valley High Schools in the Salt Lake City area. Finally, the Bank has included a Financial Education Center on its web site to educate consumers about credit, banking and other related topics. In 2007, over 10,000 consumers per month have visited its Financial Education Center.