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Boat Financing for Customers with Past Credit Challenges

Many potential customers have started rebuilding their credit history. However, a lower credit score often prevents them from qualifying for a loan on a discretionary purchase. We provide an option for many customers which allows them to complete the purchase of their boat while they are re-building their credit history.

Dealership Benefits

  • Participation paid at funding
  • No Cost or Fees
  • Competitive Terms and Advance
  • Fast Funding

Types of Boats Merrick Bank will Finance

Merrick Bank will finance what we consider "traditional boats". We do not finance Personal Watercraft, Sail Boats, House Boats, High Performance Boats or Yachts.

The boat must be listed in the N.A.D.A Marine Appraisal Guide. We will finance new to 12 year old boats and our maximum loan amount is $60,000.00. For more details on the program, including a copy of the current rate sheet please, contact us today.

Who Can Submit Credit Applications

Merrick Bank accepts applications from approved Dealerships or Financial Service Providers. We do not accept applications directly from the borrower.

The program is not offered to dealerships in Alaska or Hawaii.